Author Retains CopyrightSharp, Katrine Elisabeth.2018-07-312022-07-112018-07-312022-07-1119921992https://ir.wgtn.ac.nz/handle/123456789/20503pdfen-NZhttps://www.wgtn.ac.nz/library/about-us/policies-and-strategies/copyright-for-the-researcharchiveNew Zealand Bankers' Association.--Code of banking practice.Banking law--New Zealand.Data protection--New Zealand.Privacy, Right of--New Zealand.TextAll rights, except those explicitly waived, are held by the Author